[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.augle.cz\/vlastni-bydleni\/#Article","mainEntityOfPage":"https:\/\/www.augle.cz\/vlastni-bydleni\/","headline":"Vlastn\u00ed bydlen\u00ed","name":"Vlastn\u00ed bydlen\u00ed","description":"V dne\u0161n\u00ed dob\u011b je opravdu tolik finan\u010dn\u00edch produkt\u016f, \u017ee mnoho lid\u00ed se v tom ani […]","datePublished":"2023-09-25","dateModified":"2023-10-26","author":{"@type":"Person","@id":"https:\/\/www.augle.cz\/author\/#Person","name":"","url":"https:\/\/www.augle.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/baa231f7e1963b29d6549eb0e137b049d877d4e97c51386f463c7d4fc98329bd?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/baa231f7e1963b29d6549eb0e137b049d877d4e97c51386f463c7d4fc98329bd?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"augle.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.augle.cz\/wp-content\/uploads\/euro-2858951_1280.jpg","url":"https:\/\/www.augle.cz\/wp-content\/uploads\/euro-2858951_1280.jpg","height":0,"width":0},"url":"https:\/\/www.augle.cz\/vlastni-bydleni\/","about":["Pen\u00edze"],"wordCount":427,"articleBody":"   V dne\u0161n\u00ed dob\u011b je opravdu tolik finan\u010dn\u00edch produkt\u016f, \u017ee mnoho lid\u00ed se v tom ani nevyzn\u00e1 anebo se v tom ani dob\u0159e neorientuje. J\u00e1 tomuhle rozum\u00edm a ch\u00e1pu to, proto\u017ee i j\u00e1 v tomhle m\u00e1m n\u011bkdy probl\u00e9my, i kdy\u017e m\u00e1m na to \u0161kolu, a je\u0161t\u011b m\u00e1m n\u00e1stavbu, tak si kolikr\u00e1t \u0159\u00edk\u00e1m, \u017ee je opravdu \u0161koda, \u017ee t\u0159eba na z\u00e1kladn\u00ed \u0161kole nejsou povinn\u00e9 n\u011bjak\u00e9 finan\u010dn\u00ed kurzy, aby i mal\u00e9 d\u011bti se dokonale vyznali ve financ\u00edch. Proto\u017ee u n\u00e1s v \u010cesk\u00e9 republice je finan\u010dn\u00ed gramotnost opravdu hodn\u011b n\u00edzk\u00e1. Kdyby to t\u0159eba bylo jenom u lid\u00ed do osmn\u00e1cti let, tak ne\u0159eknu, proto\u017ee p\u0159eci se mal\u00e9 d\u011bti nebudou zaj\u00edmat o finance. Jendou jsem dokonce d\u011blala pr\u016fzkum, jak se kdo vyzn\u00e1 v hypot\u00e9k\u00e1ch anebo ve financ\u00edch a opravdu pouze jenom deset lid\u00ed z pades\u00e1ti mi odpov\u011bd\u011blo v\u0161echno, co jsem pot\u0159ebovala v\u011bd\u011bt. P\u0159itom, kdy\u017e se n\u011bkoho zept\u00e1m, tak ka\u017ed\u00fd mi \u0159ekne, \u017ee by cht\u011bl m\u00edt tak\u00e9 hypot\u00e9ku. Ale jak na to, \u017ee? A kdy\u017e jsem se jich nav\u00edc zeptala, tak jak\u00fd druh hypot\u00e9ky by si p\u0159\u00e1li, tak \u00fapln\u011b kroutily hlavou a nev\u011bd\u011bli, \u017ee existuj\u00ed tak\u00e9 nap\u0159\u00edklad americk\u00e9 hypot\u00e9ky anebo hypot\u00e9ky bez dolo\u017een\u00ed p\u0159\u00edjmu. M\u011b osobn\u011b nejv\u00edce zaujala hypot\u00e9ka bez dolo\u017een\u00ed p\u0159\u00edjmu Americkahypoteka.cz, proto\u017ee m\u00e1 opravdu mnoho v\u00fdrazn\u00fdch plus\u016f ne\u017e m\u00ednus\u016f, oproti jin\u00fdm hypot\u00e9k\u00e1m. Nav\u00edc hypot\u00e9ka bez dolo\u017een\u00ed p\u0159\u00edjm\u016f se tak\u00e9 lehce dokl\u00e1d\u00e1 a tak\u00e9 se rychle schv\u00e1l\u00ed. Tak\u017ee pokud st\u00e1le je\u0161t\u011b m\u00e1te obavy, \u017ee byste nedostali hypot\u00e9ku, tak pokud m\u00e1te opravdu skv\u011bl\u00e9 zam\u011bstn\u00e1n\u00ed a m\u00e1te z \u010deho spl\u00e1cet, tak si mysl\u00edm, \u017ee hypot\u00e9ku bez dolo\u017een\u00ed p\u0159\u00edjmu lehce dostanete. V\u017edy\u0165 kdo by tak\u00e9 necht\u011bl m\u00edt vlastn\u00ed bydlen\u00ed? J\u00e1 sama jsem v\u017edycky snila o tom, \u017ee kone\u010dn\u011b budu m\u00edt vlastn\u00ed bydlen\u00ed. Sta\u010dil by mi n\u011bjak\u00fd malink\u00fd byte\u010dek anebo klidn\u011b i garsonka, ale hlavn\u011b aby to bylo v m\u00e9m vlastnictv\u00ed a abych nemusela tak\u00e9 nast\u00e1lo bydlet jenom v n\u00e1jmu. N\u011bkoho to prost\u011b nebav\u00ed. Mo\u017en\u00e1 jsem moc n\u00e1ro\u010dn\u00e1, ale nestyd\u00edm se za to.                                                                                                                                                                                                                                                                                                                                                                                           4.2\/5 - (12 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Vlastn\u00ed bydlen\u00ed","item":"https:\/\/www.augle.cz\/vlastni-bydleni\/#breadcrumbitem"}]}]